How to appeal FEMA flood assistance decision

19 September 2024

VIRGINIA — Homeowners and renters who applied for Federal Emergency Management Agency assistance after flooding and severe storms June 16 to July 4 may appeal FEMA’s decision if they disagree.

Residents in St. Louis, Cook, Itasca and Lake counties who have underinsured damage and apply for assistance will receive a decision via email or mail explaining whether they are approved and for how much money, FEMA said in a news release.

Assistance may be received for housing; home repair or replacement; and coverage for other disaster-related expenses, such as moving and storage, primary vehicle repair or replacement, damaged furniture and appliances (including furnace, water heater and HVAC), and child care.

Recipients who disagree with FEMA’s decision have 60 days from the date of their letter to appeal. The letter explains what documents or other information is needed for the appeal process.

How to appeal

Note that an Appeal Request Form is included with your FEMA decision letter.
Collect the documents FEMA requested, such as insurance policy coverage or a settlement or denial letter; proof of identity; proof of occupancy; proof of ownership or proof the damaged property was your primary residence; or proof of disaster-related losses.
Include your name, FEMA application number and disaster number on each page of the documents you submit.
If you are unable to send your appeal, you can authorize someone else to do it for you. You must provide written consent or an Authorization for the Release of Information Under the Privacy Act form. Contact the FEMA hotline, 800-621-3362, for more information.
Submit the appeal documentation through your disasterassistance.gov profile; at the Disaster Recovery Center (St. Louis County Public Works building), 7823 Highway 135, Virginia; or mail to FEMA, P.O. Box 10055, Hyattsville, MD 20782-7055.

Where to apply for FEMA assistance

Disasterassistance.gov
FEMA mobile app
FEMA helpline, 800-621-3362
Virginia Disaster Recovery Center (St. Louis County Public Works), 7823 Highway 135; open 9 a.m.-6:30 p.m. Monday-Friday, 9 a.m.-4 p.m. Saturday

FEMA teams have visited more than 45,000 homes and 1,600 businesses and over 1,700 other locations in Minnesota since early August, the agency said in a news release. FEMA has opened nine Disaster Recovery Centers statewide and residents have been approved for over $15 million in federal assistance.

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